Our research process aims to aid your UK property purchase.
If you are a British Expatriate living and working outside of the UK, or a Foreign National looking for UK property, finding a mortgage may seem quite difficult. Typically you should expect to fully prove your income and pay a larger deposit, whether you are seeking to purchase an investment property (i.e. buy-to-let) or a property for you or your family to live in.
Many of the mortgages that we can help with are aimed specifically at the Expat market, whether you are purchasing one property for your own future residential use, or maybe to be used as the family home whilst you work away, we can source a product to meet your needs. Alternatively, if you are building a portfolio of properties in the UK we can assist with mortgages from our expat Buy-to-Let range.
Few other brokers have the knowledge and expertise required regarding the provision of mortgages for expatriates. We offer a tailored, personal service based on many years of combined experience in the mortgage market. We utilise the latest technology and research from a wife-range of lenders before making a final recommendation.
This ensures that you not only have the right kind of mortgage for your circumstances but also a mortgage at the best rates from the best lender based on your personal situation and requirements.
Our fee structure for expat mortgages involves a £195 application fee and an offer fee of 1% of the gross loan amount or £1,295 whichever is the higher.
We constantly review banks' and building societies' lending policies with regards to expat lending, as they have ever-evolving rates and criteria. Cherry Mortgage & Finance can currently provide access to over 40 different lenders who are willing to accept applications from British Expats and Foreign Nationals looking for UK Mortgages.
We try to be as flexible as possible with our working hours and always take into consideration the time differences around the world. Download our helpful guide here or contact us today to see how we can help you.