How to deal with a down-valuation from a surveyor
Last year, a survey of 1,000 sales in the UK revealed that nearly half of the properties involved were down valued. But what does this mean exactly and what can you do if it happens to you? Read on to get up-to-date with down-valuations.
A down-valuation is when a mortgage lender’s surveyor values …
Can you get a mortgage with a bad credit score?
The latest industry research has revealed that over 70% of people are worried they won’t be able to get a mortgage due to their credit history. Even so, only (roughly) 20% have actually been turned down for a mortgage for this reason. So here is a short guide to mortgages and credit scores.
Holiday Homes - the how, where and why of buying a second property
We don’t know about you, but we’re really craving a holiday. Sun, sea and sand… yes please. 2021 may be another year of staying a little closer to home. But don’t despair. You can still create a getaway of your very own with a second home. So, here’s our guide to buying a holiday home.
Moving house during lockdown: a solo survival guide
Moving house is still allowed under the lockdown rules. However, the government has made it clear people outside of your household bubble should not help, unless it is absolutely essential. So here’s our handy guide to moving house solo during lockdown. First things first, you need to sell your curr…
First-time buyers & coronavirus
Being a first-time buyer can be confusing at the best of times and the current coronavirus pandemic brings even more challenges. But don’t panic. There are still ways that you can buy a home and we are here to tell you what they are. At the start of the year, there was a record number of 95% LTV mor…