Life after Help to Buy 2
With the government’s Help to Buy: Mortgage Guarantee Scheme, or Help to Buy 2, no longer available for first-time buyers, some lenders have stepped in to ensure those with only a 5% deposit are still able to find a mortgage.
Despite concerns that lenders would shy away from offering 95% mortgages …
Are garden homes the answer to the housing crisis?
A divisive plan to create nearly 50,000 homes within 14 garden villages across England has been announced by Housing Minister Gavin Barwell. Ministers have backed the building of the villages, which will be located on sites that include former airfields and much coveted green belt land. These new vi…
Aviva reports on the finances of millennials
Aviva’s latest report on family finances focusses on the spending and saving behaviours of those between the ages of 18-35; more commonly known as “Millennials”. As well as looking at the problems facing millennials such as housing and debt, the report also highlighted how advisers can help support …
What next for Help to Buy?
Now that the government has confirmed it will end the Help to Buy: Mortgage Guarantee Scheme, or Help to Buy 2, at the end of 2016, many are wondering what the future holds for the first-time buyer market.
Launched in 2014, to help revitalise a sluggish high-LTV market and support first-time buyers…
What can harm your credit score?
We want our clients to be as “mortgage ready” as they can be. But did you know that one of the most important things to check before thinking about applying for a mortgage is your credit score? A poor credit rating can greatly affect your ability to get a mortgage, along with other factors such as d…