Getting a mortgage if you're self-employed
There has been a rapid rise in self employment over recent years, in fact the number of self-employed workers has increased from 3.3 million in 2001 to 4.8 million in 2017, according to the Office for National Statistics. They now account for a substantial 15% of the British work force.
Stamp duty: How much will you pay?
Stamp duty. Two words that strike fear into the minds of every home buyer. But do you really know how it’s calculated and ultimately how much you’ll pay?
One of former Chancellor George Osborne’s most popular moves was the abolition of the ‘slab’ system of stamp duty land tax. Prior to the change i…
Are you aware of the HMO changes?
Houses of Multiple Occupancy (HMO) are often lucrative ventures for British landlords. They can have the potential to bring in yields that can’t be matched by standard buy-to-lets. But you may already be aware that since October 1st new rules and regulations have effected HMOs, as well as property o…
Mortgage Strategy Leaders Forum, 17th October 2018 at Barbican, London.
First of all, we would like to thank Rebekkah Commane, Gary Adams and Charlotte Covey-Crump (editorial team at Mortgage Strategy) for organising and giving us the opportunity to attend the Mortgage Strategy Leaders Forum this year. The event was very interesting and gave the opportunity to hear indu…
Tech firms win £2 million prize to help UK's renters onto the housing ladder
First time buyers are set to have a boost to their chances of getting a mortgage.
- Rent is not routinely recognised in credit scores, making it harder for renters to get a mortgage
- A share of £2 million of government funding has been awarded to three innovative start-ups with a solution
- The winn…