Our research process aims to aid your UK property purchase or assist with remortgaging your existing property.

If you are a British expat and you are living and/ or working outside of the UK, or Offshore, finding a mortgage may seem quite difficult. Many lenders simply just cannot help you. So what do you need to be aware of?

Typically you should expect to fully prove your income and pay a larger deposit when you are looking for an expat mortgage, whether you are seeking to purchase an investment property (i.e. buy-to-let) or a property for you or your family to live in.

Many of the mortgages that we can help with are aimed specifically at the Expat market, whether you are purchasing one property for your own future residential use, or maybe to be used as the family home whilst you work away, we can source a product to meet your needs. Alternatively, if you are building a portfolio of properties in the UK we can assist with or knowledge of lenders that provide buy-to-let mortgages. You can send us an email right now to expat@cherryfinance.co.uk or complete our enquiry form as we would be happy to provide you with a free quote or help with any queries you may have.

Few other brokers have the knowledge and expertise required regarding the provision of mortgages for expatriates. We offer a tailored, personal service based on many years of combined experience in the mortgage market. We utilise the latest technology and research from a wife-range of lenders before making a final recommendation.

We specialise in sourcing expat mortgages and we're based in the UK. This means we're closely regulated by the UK Financial Conduct Authority and our advisers are fully qualified to provide mortgage advice.

We aim to provide you with the right kind of mortgage for your personal circumstances. 

We constantly review banks' and building societies' lending policies with regards to expat lending, as they have ever-evolving rates and criteria. Cherry Mortgage & Finance can currently provide access to over 40 different lenders who are willing to accept applications from British Expats and Foreign Nationals looking for UK Mortgages.

We try to be as flexible as possible with our working hours and always take into consideration the time differences around the world.

We have provided a number of forms and literature that you can download and if required print off. All documents on this page are in Adobe PDF format, in order to view these documents you will need to have Adobe Acrobat Reader software installed. If you do not have this already then please download the latest version from Abode's website from Adobe's website.

Expat Mortgages FAQs

Expat Property Purchase Guide

Expat Remortgage Guide

Expat Residential Mortgage Terms of Business

Expat Buy-to-Let Terms of Business

Jargon Buster

Life cover for Expats

Currency Exchange for Expats

Contact us today on +44 (0)1202 925365 or expat@cherryfinance.co.uk to see how we can help you.

If a mortgage is denominated in a currency other than your home currency, there is a risk that changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency.

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