Green mortgages

What are green mortgages and how do you get one?


Whilst there is no universal definition of a ‘green mortgage’, they are generally regarded as those through which homeowners receive better mortgage deals for trying to improve the energy efficiency of their home or for the purchase of an already energy efficient property.  

Typically you may be considering the retrofit of a renewable energy measure, upgrading your property’s insulation, installing a composting toilet or having a car charging point installed. If so, you will probably need a mortgage to raise cash to help you make your property more energy-efficient, sustainable and cost effective to run. This could be classed as a green mortgage. If you already know how much you want to borrow, please complete our online enquiry form and we will be able to provide you with an illustration without obligation.  

Alternatively, some lenders will provide you with a green mortgage if you’re buying an energy efficient property.

Whatever you are considering, you should be reassured to know that we are specialists in lending for home renovations, including property extensions, conversions and refurbishments that improve the energy efficiency of a property. We understand that everyone’s different, and that’s why our approach is as individual as you. We can assist with:

  • Remortgaging your home to raise cash to complete green home improvements
  • Uninhabitable houses, including old/derelict buildings
  • Thatched, historic and listed buildings
  • Non-standard construction types, such as timber, straw bale, cob and earth shelter
  • Barns for conversion

You may wish to help the new green economy and seek to retrofit your home with energy efficient improvements. For those in our local area, Dorset, it is worth knowing that we are working in partnership with Ridgewater Energy to help guide you through the different options that are most relevant and cost effective for you and your property.

Ridgewater Energy and their trusted network will advise you on what incentives or grants there might be, along with installing with least disruption and with the best quality products available to you. Simply speak with us or contact Ridgewater Energy with your requirements, and they will help narrow down the options before arranging surveys or referring you to the best locally based installer to help you with your enquiry.

Technologies and measures Ridgewater Energy can assist with:

  • Solar PV
  • Solar Thermal/ Thermodynamics
  • Battery Storage
  • Ground and Air Source Heat Pumps
  • High Efficiency Electric Heating Systems
  • Boilers
  • Cavity Wall Insulation
  • Loft Insulation
  • Room in Roof Insulation
  • External Wall Insulation
  • LED Lighting Upgrades

Whatever your green mortgage requirements are, for free advice without obligation, contact us today on 01202 925365 or via our contact form. We'd love to hear from you.


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